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Saco Valley Credit Union
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Account Service Fees

Savings Account Fees
Closing an account within the first 90 days $ 15.00 per account
Copy of a Statement
$ 5.00 per copy
Less Than Minimum Balance $2.00 per month
Checking Account Fees
NSF Fee $ 25.00 per item
Stop Payment $ 15.00 per item
Copy of Draft $ 5.00 per copy
Copy of a Statement $ 5.00 per copy
Check Printing price varies with style
Free Checks for Members over 60  

Other Service Fees (applicable to all accounts)
Inactive Account Fee $2.00 per month
Christmas Club Withdrawals Prior to Maturity $ 5.00 per withdrawal
Fax/Copy Machine Use $ 5.00 per page
Deposit Item Return $ 15.00 per return
Debit Card Overdraft $ 25.00 per overdraft
Wire Transfer $ 15.00 per transfer
Wire Transfer (International) $ 35.00 per transfer
IRA Closure $ 20.00 per account
Traveler’s Checks $ 1.00 per hundred
Traveler’s Checks (2 Party) $ 1.50 per hundred
Canadian Items $ 10.00 per item
Legal Processing Fee for Writs, Summonses, Liens and Levies $ 25.00  
Incorrect Address Fee $ 2.00  
Title Replacement Fee $33.00  
Late Title Fee $50.00  
VISA Gift Card Fee $3.00  
Coin Machine 5% of total coins donated to charity

Electronic Funds Transfer Fees
Card from another institution $ 2.00 per transaction
New PIN mailed $ 3.00  

Complaint Resolution Procedure

If you have a dispute with Saco Valley Credit Union regarding your accounts(s), you may contact us at 207-282-6169 and attempt to resolve the problem directly. If we fail to resolve the problem, communicate the problem and the resolution you are seeking to:

Maine Bureau of Financial Institutions
Consumer Outreach Program
36 State House Station
Augusta, ME 04333-0036

To File a complaint electronically, you may contact the Maine Bureau of Financial Institutions at the following internet address.

http://www.maine.gov/pfr/financialinstitutions/complaint.htm

The Maine Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

 
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