Same Day ACH - Moving Payments Faster

Beginning Sept. 15, 2017, virtually all types of ACH payments, including both credits and debits, will be eligible for same-day processing. "No more Float"

Mobile Deposit
Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.

AIME Phone Banking Biddeford and Saco: 207-391-7451, Sanford and Waterboro: 207-850-2077, York: 207-606-1040, Portland: 207-805-9326, Outside of these areas (toll free) 855-502-8181

Introducing Our Website!
Learn about our new website and the new features available to members.

Vehicles and Homes for Sale
Saco Valley CU occasionally offers vehicles and homes for sale to the membership.

Home Equity Line of Credit Special
Our new Home Equity Line of Credit Special is reason to "Celeb-RATE"! With an automatic payment from a Saco Valley Credit Union account, our line offers the terms, rates and flexibility that will meet all your financial needs.

Fuel Assistance Loan
Borrow up to $4,000 for 12 months at a rate as low as 3.9% APR. Call 207.282.6169.
 Back to School Loan Special
Borrow up to $2,500 for 12 months at a rate as low as 3.9% APR. Call 207.282.6169.

Fall Newsletter


Spaghetti Dinner benefiting Ending Hunger in Maine and Special Olympics 

Thursday, September 21, 2017 


Bonanza Benefiting Ending Hunger in Maine
Sunday, October 22, 2017 


URGENT NOTICE!!  Fraud is on the rise, please review your transaction activity regularly via our mobile banking app or online banking and report any activity that has not been authorized.


ALERT: SMishing Scam 9/12/16

Maine Credit Unions are being targeted for SMishing. SMishing uses cell phone text messages to get you to divulge your personal and financial information. If you receive a text message telling you that your debit card number has been compromised and to call 844-334-6152 please DELETE this text. If you have already called the number and/or given your card number, pin or CVV code, please call Saco Valley Credit Union immediately. Please be aware that this is a SCAM.




On July 7, 2016, the Wendy’s Company issued a press release confirming a previously reported data compromise due to malicious cyber activity experienced at its restaurants. 

Further information provided by Wendy’s may be viewed at:


RECOMMENDATION:   Review transactions in your account(s) regularly via our mobile banking app, online banking or by calling one of our offices.



Urgent: Debit Card members, Please monitor your accounts with online or mobile banking. We have transactions from Hannaford and Rite Aid stores attempting to clear members accounts in large dollar amounts. If you are contacted from our fraud monitoring company please take every effort to speak with them or call us immediately at 207-282-6169 ask for Annette, Kelly or Marcia.

ALERT: Text Scam 12/15/14

Please be aware of a new broadcast text message scam claiming that your Saco Valley Credit Union debit card has been DEACTIVATED. The message instructs you to call a number and then enter you debit card number and PIN. Please be aware that this is a SCAM and do not call the phone number in the text. Saco Valley Credit Union will never ask for your personal information via text messaging. 

ITY ALERT: Mobile Banking Seurity Advisory of Svpeng Virus Threat

Recent news reports have raised concerns about the Trojan “Svpeng” putting U.S. mobile banking users at risk. The U.S. version of this trojan has acted as ransomware, locking devices it infects under the pretext of supposed criminal activity by the user and demanding money via Green Dot MoneyPak cards in exchange for unlocking the device. Once infected, removing the virus can be accomplished only by fully erasing the device, but users can minimize the risk of data loss by backing up their device regularly. This virus can infect Android devices only, so members using iOS devices or other systems (Blackberry, Windows Phone, etc.) are not currently at risk for this attack. However, all mobile phone users should be security conscious and make sure to protect their devices.

Tips to prevent infection:

  • Users should never install an app unless they specifically tried to install it themselves directly from the Google Play store, and should be especially cautious about installing apps based on links in emails, SMS messages, etc. Even if an app looks like a commonly used program, it could be a digital wolf-in-sheep's-clothing. If a user is prompted to install an app, it is generally recommended that they don’t immediately install, but instead look up the app on Google Play, download it there, and then continue. e, and then continue.
  • The Google Play store is the safest place to download Android apps from and the only place where Saco Valley Credit Union’s Mobile Banking app is officially offered to Android users.

In order to protect our members we have changed the way you will be contacted if there is any suspicious activity on your Visa Debit Card. An employee from the Credit Union may still call you, however; the majority of the calls will come from eNFACT, our fraud detection system call center. The individual calling will have the following information about the transaction in question: Debit Card number, name of cardholder, date of transaction, amount of transaction and the merchant name. As a safety precaution, never give your Visa Debit Card or Account number out. Again, eNFACT will already have this information to verity with you. As always, please feel free to contact the Credit Union directly and speak with a Member Service Representative if you have any questions.


There are no positions currently available. Please check again at a later time. 


Holiday Closures 2017
New Year’s Day Monday, January 2
Martin Luther King Day Monday, January 16
Presidents' Day Monday, February 20
Patriots' Day Monday, April 17
Memorial Day Monday, May 29
Independence Day Tuesday, July 4
Labor Day Monday, September 4
Columbus Day Monday, October 9
Veterans Day Saturday, November 11
Thanksgiving Day Thursday, November 23
Christmas Day Monday, December 25

As always, phone banking and online banking are available 24/7 to serve you!