Verified by Visa® program All Visa bank cards issued by Saco Valley Credit Union will be part of the "Verified By Visa®" program. This program keeps your card secure while shopping online and requires that you set up a username and password on the Visa® web site. Once you have done this, you will use this same username and password when shopping online with your Saco Valley Credit Union Visa® bankcard. For more information about the Verified By Visa® program, click on the logo at the left to go to the Visa web site. Privacy policy