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Application
You can download a loan application today. Follow this link to a page that will explain how to get the loan application and file it.

Calculator
Calculate your monthly payments Using this loan calculator.
Loan rates

Membership eligibility must be established in order to apply for any of the loans listed below.

These rates are accurate as of 01/01/08 and are quoted "as low as" on consumer loans. Actual rate is determined by credit score. These rates may change at any time without prior notice


New and used vehicles
Recreational vehicles
Motorcycles and snowmobiles
Mobile homes
Other loans





New vehicle loans
As low as ...
Rates are subject to change
Term Note rate APR* Monthly Pmt.
per $1,000
60 months 6.75% 7.816% APR $19.69
48 months 6.25% 7.553% APR $23.61
36 months 6.00% 7.708% APR $30.43
24 months 5.75% 8.250% APR $44.21



Used vehicles
As low as ...
Term Note rate APR* Monthly Pmt.
per $1,000
60 months 6.75% 7.816% APR $19.69
48 months 6.25% 7.553% APR $23.61
36 months 6.00% 7.708% APR $30.43
24 months 5.75% 8.250% APR $44.21
12 months 5.50% 10.280% APR $85.84

* Annual Percentage Rate


New and used Travel Trailers & Boats
Rates are subject to change
Term Note rate APR* Monthly Pmt.
per $1,000
84 months 9.75% 10.563% APR $16.48
72 months 9.25% 10.171% APR $18.16
60 months 8.75% 9.833% APR $20.64
48 months 8.50% 9.827% APR $24.65
36 months 8.25% 9.980% APR $31.46



New and used motorcycles
Rates are subject to change
Term Note rate APR* Monthly Pmt.
per $1,000
60 months 9.25% 10.344% APR $20.89
48 months 8.75% 10.081% APR $24.77
36 months 8.50% 10.235% APR $31.57
24 months 8.25% 10.781% APR $45.35



New and used snowmobiles, personal watercraft
Rates are subject to change
Term Note rate APR* Monthly Pmt.
per $1,000
60 months 9.25% 10.344% APR $20.89
48 months 8.75% 10.081% APR $24.77
36 months 8.50% 10.235% APR $31.57
24 months 8.25% 10.781% APR $45.35



New mobile homes on rented or leased land
Rates are subject to change
Term Note rate APR* Monthly Pmt.
per $1,000
Call for Rates - Mortgage Office 286-3638

New mobile homes on own land
Term Note rate APR* Monthly Pmt.
per $1,000
Call for Rates - Mortgage Office 286-3638

Used mobile homes on rented or leased land
Term Note rate APR* Monthly Pmt.
per $1,000
Call for Rates - Mortgage Office 286-3638

Mortgage applications are required for mobile homes on land. Please call for an appointment.



Share secured - 100% of shares
Term Note rate APR* Monthly Pmt.
per $1,000
36 months NA CALL FOR RATES

Share secured - 50% of shares
Term Note rate APR* Monthly Pmt.
per $1,000
36 months NA CALL FOR RATES

Home improvement
Term Note rate APR* Monthly Pmt.
per $1,000
84 months 7.90% 8.695% APR $15.54
Call Mortgage Office 286-3638

Personal
Term Note rate APR* Monthly Pmt.
per $1,000
60 months 14.00% 15.148% APR $23.27

Co-signer Loans
Term Note rate APR* Monthly Pmt.
per $1,000

Visa® accounts
Term Note rate APR* Monthly Pmt.
per $1,000
No annual fee NA 10.90% 3% of balance

Home equity loans
See loan officer for rate and term
Student loans
See loan officer for rate and term

Secured CD loans
See loan officer for rate and term

Vacation loans
See loan officer for rate and term

Mortgages
See loan officer for rate and term

* Annual Percentage Rate includes pre-paid finance charges

Rates quoted on first and second mortgage for both in-house and secondary market are available on a daily basis.

Proof of insurance will be required on all collateral secured loans.


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